Wednesday, July 28, 2010

5 Things We Don't Mind Going Without

I got this idea from Meagan over at Frugal Fun & Fortune. I enjoyed reading her post here, so I decided to think of 5 things that we don't mind going without. I wish I could say a bigscreen tv, like Meagan, but that is one purchase I'm glad we made!

1) A second car. We are lucky right now (and since we've been married) that we can get by with only one car. Our jobs are literally right across the street from each other and Tom's schedule is so flexible that he can work around my more "set" work hours.

2) A house. Sure, we're now in our 30's (oy) and would love to own a house. But I am not about to buy one without AT LEAST a 20% down payment, enough to cover closing costs, enough to buy some "new" furniture, and enough leftover in the bank for a 4-6 month emergency fund. Renting just makes sense for us right now. We know exactly how much our rent will be every month (and thankfully have management that is so unorganized we haven't had a rent increase since we've moved in....shhhhhh!). At any rate, we will likely buy a house as soon as we end up in a city that we're going to be in at least 5 years. Hopefully by then we will have enough saved up to meet my rules listed above :)

3) Eating out. Okay, so this isn't something we completely go without, but honestly, we rarely go out to eat. Maybe once every 4-5 months we'll treat ourselves to a dinner, but it's usually Mexican or Pizza Hut, not totalling more than $30. The only other times we go out to eat is for special events with friends or if we have a giftcard.

4) GPS. This is nothing major, I'm sure you can get a decent GPS unit for under $100 easy these days, but it's just not something we need. We know our way around here pretty well and we print directions from mapquest or get a regular map ahead of time if we're going out of town.

5) Smartphones. Ok, so I admit it. I guess I wouldn't mind having an iphone or some verizon equivalent, but I'm not sold on spending the extra money for the "data package," just to be able to get on the internet anytime, anywhere. I mean, I've lived 30 years without one and I've been surviving just fine :)

1 comment:

  1. I despise smartphones! Yes they are cool according to people that have them but when they tell me the amount they spend just to have one.. I am very thankful for my little plan and my not so pretty phone. I am just happy to have a cell phone. As for the house I dream of one so badly lol although I am saving up for one right now... with the right purchase price and low monthly payment, that is one rule that I can see myself breaking 80. I think one car for us helps me save money really lol I cant always go to the store and spend money when I want to ahaha