Tip # 88 Have a "No spending" Challenge
Challenge yourself not to spend any money. It can be for a week, a month, or a certain number of days. If you're going to go on a spending freeze for a month, I would suggest making a few exceptions beforehand (i.e. gas, bills, fresh fruit/veggies, milk, etc). The hardest part about this for me would be having to pass up on really good sales!