Tip # 87 Switch to the "Envelope Method"
This basically means you switch to "cash only" for everything. You have a different envelope for each area of your budget, and when your money is gone, you can't spend anymore. I may try this in the near future. I'm usually pretty responsible about staying within our budget each week, but I am always within $10 of it. It would be nice to come in significantly under and put the extra into savings!