Tip # 30 Never pay ATM fees!
This is one of those things that may not seem like a lot at the time, but it sure can add up over a lifetime! If you know you are going to need cash, just plan ahead and swing by your bank's ATM before heading out. OR, if you're lucky enough to have a bank that reimburses ATM fees (like us - I love that feature!) make sure you save those receipts!!