Tip # 21 Don't carry a credit card balance!
Due to the current state of the economy, this should have crossed your mind at least once in the past year or so. If you have credit card debt, don't worry, so do thousands of other Americans. The best way to get rid of credit card debt? Just start paying it off! I recommend either
1) The Dave Ramsey method: choose your card with the smallest balance, and pay as much as you can on that card every month until it is paid off.
2) My method: choose your card with the highest interest rate and pay as much as you can every month until it is paid off. Put any and all extra money toward your cards until they are paid off!
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