Tip # 20 Put windfall money directly into your savings account
This is something we have been doing for years. Holiday bonus at work? Savings. Tax refund? Savings. Under budget for the power bill this month? Savings. Birthday money? Savings. Win an award? Savings. Make extra money at work? Savings.
Honestly, it's one of the easiest ways to save money. You don't even miss it because you never really had it. And it really does add up fast. There is only one better way to spend windfall money...stay tuned for Tip # 21!